Student loan borrowers face a new status quo after Congress and President Donald Trump signed off on a massive budget reconciliation agreement earlier this month — the so-called “one big, beautiful bill”. The changes are significant, but not immediate. Most will go into effect from July 1, 2026, to July 1, 2028, including:Big cuts to...

Graduate school can boost your career prospects and earnings — but it can come at a steep price. Nearly half of grad students take out loans, with an average balance of $77,300, according to a 2023 report from the National Center for Education Statistics. That debt can be tough to manage — it adds up...